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Louisiana Auto Insurance

Louisiana auto insurance laws are one of the strictest in the country. It strictly stipulates every driver to have an insurance cover for himself. If a driver is unable to produce proof of current insurance cover, the officer can physically remove your license plate from your car. Moreover, if you are not able to produce the proof within 3 days of confiscation of license plate, they can be destroyed as well. You can lower your cost of insurance if you park your car in your garage rather than on road. If you choose to pay your insurance premium automatically from your checking account, you can attract a discount on your insurance premium. Lower mileage also attracts lower premium along with a good driver discount which is obtained if you do not file any claim for six month to one year. Moreover, if you are retired or do not drive to work, your insurance premium can lowered further. Simple anti-theft installations in your car can also lower your monthly premiums.

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